Medallion Financial Corp.

Greetings and welcome to the Medallion Financial Corporation first quarter 2026 earnings conference call. At this time, all participants are in a listen-only mode. A question and answer session will follow a formal presentation. If anyone should require operator assistance, please press star zero on your telephone keypad. As a reminder, this conference is being recorded.

It is now my pleasure to introduce Val Ferraro of the Equity Group. Please go ahead. Thank you and good morning.

Welcome to Medallion Financial Corp's first quarter of 2026 earnings call. Joining me today are Andrew Merstein, President and Chief Executive Officer, Anthony Catrone, Executive Vice President and Chief Financial Officer, and Justin Haley, President of Medallion Bank. Certain statements made during the call today constitute forward-looking statements. Such forward-looking statements are subject to both known and unknown risks and uncertainties that cause actual results to differ materially from such statements. Those risks and uncertainties are described in our earnings press release issued yesterday and in our filings with the SEC. The forward-looking statements made today are as of the date of this call, and we do not undertake any obligation to update these forward-looking statements. In addition to our earnings press release, you can find our first quarter supplement presentation on our website by visiting medallion.com and clicking investor relations. The presentation is near the top of the page. With that, I'll turn it over to Andrew.