Opendoor Technologies Inc

If you require any further assistance, please press star zero. It is now my pleasure to introduce Whitney Kukulka with Investor Relations.

Thank you, Operator. Good afternoon, ladies and gentlemen. Thank you for joining us for Open Doors' fourth quarter and full year 2020 financial results conference call. Joining me on the call today are Eric Wu, Founder and Chief Executive Officer of and Carrie Wheeler, Chief Financial Officer. Full details of our results and additional management commentary are available in our earnings release, which can be found on the investor relations section of the website at investor.opendoor.com. Please note that this call will be simultaneously webcast on the investor relations section of the company's corporate website. Before we start, I would like to remind you that the following discussion is contains forward-looking statements within the meaning of the federal securities laws, including but not limited to statements regarding Opendoor's future financial results and management's expectations and plans for the business. These statements are neither promises nor guarantees and involve risks and uncertainties that may cause actual results to differ materially from those discussed here. Additional information that could cause actual results to differ from forward-looking statements can be found in the risk factors section of Opendoor's annual report on Form 10-K for the year ended December 31st, 2020 and Opendoor's other SEC filings. Any forward-looking statements made in this conference call, including responses to your questions, are based on current expectations as of today and Opendoor assumes no obligation to update or revise them, whether as a result of new developments or otherwise, except as required by law. The following discussion may contain non-GAAP financial measures. For reconciliation of each of these non-GAAP financial measures to the most directly comparable GAAP metric, please see our website at investor.opendoor.com. Now I will turn the call over to Eric.

Eric? Thank you, Whitney. Thank you, Whitney. Welcome and thank you all for joining our first earnings call. Before we get to the results and momentum we're seeing, I'd like to take a few moments to ground us in the importance of the problem we're solving. At Opendoor, our first core value is to start and end with the customer, and we are relentlessly focused on improving the customer experience. We share customer story at every board meeting and every All Hands, and I want to extend that same tradition today with a story about the Cummings family and their experience with Opendoor in their own words.