Peoples Bancorp Inc.

Good morning and welcome to the People's Bancorp, Inc. conference call. My name is Cole and I'll be your conference facilitator. Today's call will cover a discussion of the results of operations for the three and six months ended June 30th, 2024. Please be advised that all lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer period. If you would like to ask a question during this time, please simply press stars and one on your telephone keypad. and questions will be taken in the order that they are received. If you would like to withdraw your question, please press star then two. This call is also being recorded. If you object to the recording, please disconnect at this time. Please be advised that the commentary in this call will contain projections or other forward-looking statements regarding people's future financial performance or future events. These statements are based on management's current expectations. The statements in this call, which are not historical fact, are forward-looking statements and involve a number of risks and uncertainties detailed in the People's Security and Exchange Commission's filings.

Management believes that the forward-looking statements made during this call are based on reasonable assumptions within the bounds of their knowledge of people's business and operations. However, it is possible actual results may differ materially. from these forward-looking statements. People's disclaims any responsibility to update these forward-looking statements after this call, except as may be required by applicable legal requirements.

People's second quarter 2020 earnings release conference call presentation were issued this morning and are available under the peoplesbankorg.com under investor relations. A reconciliation of the non-general accepted accounting principles or GAAP financial measures discussed during this call to the most directly comparable GAAP measures is included at the end of the earnings release. This call will include about 15 to 20 minutes of prepared commentary, followed by a question and answer period, which I will facilitate. An archived webcast of this call will be available on the peoplesbankcorp.com in the investor relations section for one year. Participants in the call today will be Tyler Wilcox, President and Chief Executive Officer, and Katie Bailey, Chief Financial Officer and Treasurer.