Premier Financial Corp.

Good day

and welcome to the West Banko's Second Quarter 2025 Earnings Conference Call. All participants will be in listen-only mode. Should you need assistance, please signal conference specialist for pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then 1 on your telephone keypad. To withdraw your question, please press star then 2. Please note, this event is being recorded. Now I'd like to turn the conference over to your host today, John Einon. Sir, please go ahead.

Thank you. Good morning and welcome to West Banko Inc's Second Quarter 2025 Earnings Conference Call. Leading the call today are Jeff Jackson, President and Chief Executive Officer, and Dan Weiss, Senior Executive Vice President and Chief Financial Officer. Today's call, an archive of which will be available on our website for one year, contains forward-looking information. Cautionary statements about this information and reconciliations of non-GAP measures are included in our earnings related materials issued yesterday afternoon, as well as our other SEC filings and investor materials. These materials are available on the investor relations section of our website, westbanko.com. All statements speak only as of July 30, 2025, and West Banko undertakes no obligation to update them. I would now like to turn the call over to Jeff. Jeff?