Pinnacle Financial Partners, Inc.

Good morning and welcome to the Pinnacle Financial Partners first quarter 2026 earnings call. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing star zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your touchtone phone. To withdraw your question, please press star then two. Please note this event is being recorded. I will now turn the call over to Jennifer Demba, Senior Director, Investor Relations. Please go ahead.

Thank you and good morning. During today's quarterly earnings call, we will reference the slides and press release that are available within the Investor Relations section of our website, pnfp.com. President and CEO Kevin Blair will begin the call. He will be followed by our Chief Financial Officer, Jamie Gregory, and they will be available to answer your questions at the end of the call. Our comments include forward-looking statements. These statements are subject to risks and uncertainties, and the actual results could vary materially. We list these factors that might cause results to differ materially in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements because of new information, early developments, or otherwise, except as may be required by law. During the call, we will reference non-GAAP financial measures related to the company's performance. You may see the reconciliation of these measures in the appendix to our presentation. And now, Kevin Blair will provide an overview of the quarter.

Thank you, Jennifer. Good morning, everyone, and thanks for joining us. January 1st marked the official close of our merger with Synovus, and rather than slow down, we hit the ground running. We're choosing to lead. In our first 90 days together, we focused on what has always mattered at Pinnacle – building the best team, delivering exceptional client experiences, and translating that into sustainable, profitable growth. The early results speak for themselves. For the first quarter, Pinnacle delivered diluted earnings per share of 89 cents and adjusted diluted EPS of $2.39. On an organic basis, we generated over $2 billion in loan growth and almost $2 billion in core deposit growth, right in line with our 2026 expectations. The net interest margin expanded into the top half of our target range, and adjusted non-interest revenue grew over 20% versus combined results in the first quarter of 2025. Moreover, credit remained stable, and we continue to see strength in key metrics and ratios, such as adjusted return on tangible common equity and adjusted tangible efficiency. As expected, our results this quarter included $275 million of merger-related costs. At the same time, our recruiting engine continues to do what it does best, win. We added 50 experienced revenue producers during the quarter, up 22% on a combined basis from the fourth quarter of 2025, and up 11% on a combined basis from the prior year. This momentum has carried into April with another 37 new hires or accepted offers. That's not a coincidence. Great bankers are drawn to environments that are empowering, engaging, and frictionless, making it easier to deliver distinctive, seamless client service. Integration is progressing ahead of plan and, importantly, without losing the soul of what makes Pinnacle work. Our operating model is in full motion. Leadership accountability is clear. Technology and systems decisions are largely complete, and we remain firmly on track for operational and brand conversion by March 2027. Most importantly, our clients noticed, positively. In the latest Coalition Greenwich survey, Legacy Pinnacle ranked number one nationally in best bank awards earned, while Synovus ranked sixth. According to Coalition Greenwich, outcomes like this are exceptionally rare in bank mergers, and they don't happen by accident. We have never viewed this as a merger of two companies. It's a merger of relationships, and that has met one clear mandate from day one, maintain what clients value and make it better. These results tell us we're doing both. Our team members felt it too. This month, Pinnacle was named number 12 on the Fortune 100 Best Companies to Work For list, our 10th consecutive year earning that recognition. Through a period of real change, our culture didn't fade. It showed up. Finally, last month, Pinnacle joined the KBW NASDAQ Bank Index, or BKX. This transition from the KRX places us amongst a select group of banks recognized globally for scale, consistency, and strong returns, and reflects the outstanding reputation we have built with investors. As we look ahead, we remain firmly focused on executing the pinnacle playbook. Our priorities are clear, consistent, and unchanged. We remain focused on top quartile organic growth, disciplined hiring of experienced revenue producers, and sustained earnings expansion. These priorities are supported by strong risk management and fundamentals built to perform through cycles and deliver superior results over time. Scale only matters if it makes you better, and this combination does exactly that. With that, I'll turn it over to Jamie to walk through the quarter and the key drivers in more detail. Jamie? Thank you, Kevin.