Porch Group, Inc.

Good afternoon, everyone, and thank you for participating in Porch Group's third quarter 2023 conference call. Today, we issued our third quarter earnings release and related Form 8K to the SEC. The press release can be found on our investor relations website at ir.porchgroup.com. Joining me here today are Matt Ehrlichman, Porch Group's CEO, Chairman and Founder, Sean Tabak, Porch Group's CFO, and Matthew Nagel, Porch Group's COO. Before we go further, I would like to take a moment to read the company's safe harbour statement within the meaning of the Private Security Litigation Reform Act of 1995, which provides important portions regarding forward-looking statements. Today's discussion, including responses to your questions, reflects management's views as of today, November 7th, 2023. We do not undertake any obligations to update or revise this information. Additionally, we will make forward-looking statements about our expected future financial or business performance or conditions, business strategy and plans, including the application for the reciprocal exchange, based on current expectations and assumptions. These statements are subject to risks and uncertainties, which could cause our actual results to differ materially from these forward-looking statements. We encourage you to consider the risk factors and other risks and uncertainties described in our SEC filings as well as the risk factor information in these slides for additional information, including factors that cause our results to differ materially from current expectations. We will reference both gap and non-gap financial measures on today's call. Please refer to today's press release for reconciliations of non-gap measures to the most comparable gap measures discussed during this earnings call. As a reminder, this webcast will be available for replay, along with a presentation shortly after this call. on the company's website at ir.forgegroup.com.

I'll now turn the call over to Matt Ehrlichman, CEO, Chairman and Founder of Forge Group. Over to you, Matt.

Thanks, Lois. Good afternoon, everyone. Thank you for joining.