Qfin Holdings, Inc.

Ladies and gentlemen, thank you for standing by, and welcome to the 360 Digitech Fourth Quarter and Full Year 2021 Earnings Conference Call. Please also note today's event is being recorded. At this time, I'd like to turn the conference call over to Ms. Mandy Dong, IL Director. Please go ahead, Mandy.

Thank you. Hello, everyone, and welcome to our Fourth Quarter and Full Year 2021 Earnings Conference Call. Our results were issued earlier today and can be found on our IR website. Joining me today are Mr. Wu Haisheng, our CEO and director, Mr. Alex Xu, our CFO and director, and Mr. Zhong Yan, our CRO. Before we begin the prepared remarks, I'd like to remind you of our safe harbor statement in our earnings press release, which also applies to this call. We refer to forward-looking statements based on our current plans, estimates, and projections. Also, this call includes discussions of certain non-GAAP measures. Please refer to our earnings release for a reconciliation between non-GAAP and the GAAP ones. Thus, unless otherwise stated, all figures here are in RMB. I will now turn the call over to our CEO, Mr. Wu Haisheng.

Hello. The number of tests in four and three quarters has reached 96.9 billion, which is 40% of the total growth. The number of tests in three quarters has also grown to 1,420 billion, which is 54% of the total growth. In 2021, amidst many difficult years, our business has also been hit by external factors such as the economic crisis and industry policy. Hello everyone, I'm very happy to report another solid quarter that kept off a strong year. In 2021, total loan facilitation through our platform reached RMB.