Ryvyl Inc.

accompanying this conference call was issued at the close of the market today. Our quarterly report on form 10Q, which includes the company's results of operations ended June 30th, 2024, was filed with the SEC today. A replay of this call is available on the investor relations section of the RIVAL website in the events quarterly results session. As a reminder, this call is being recorded.

Before we begin, I would like to remind you that today's call contains certain forward-looking statements from our management concerning future events. These forward-looking statements are based on the company's current beliefs, assumptions, and expectations regarding future events, which in turn are based on information currently available to the company and contain projections of future results of operations or financial condition or state other forward-looking information. By their nature, forward-looking statements address matters that are subject to risks and uncertainties.

A variety of factors could cause actual events and results to differ materially from those expressed in or contemplated by the forward-looking statement. Other risk factors affecting the company are discussed in detail in the company's filings to the SEC. The company undertakes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events, or otherwise, except to the extent required by applicable laws. I will now hand the call over to Ben Erez, Chairman of Ryeville. Please go ahead.