Signature Bank

Welcome to Signature Bank's 2020 Fourth Quarter and Fiscal Year End Results Conference Call. Hosting the call today from Signature Bank are Joseph J. DiPaolo, President and Chief Executive Officer, and Eric R. Howell, Senior Executive Vice President, Corporate and Business Development. Today's call is being recorded. At this time, all participants have been placed in a listen-only mode and the floor will be open for your questions following the presentation. If you would like to ask a question at that time, please press star one on your touch tone phone. If at any point your question has been answered, you may remove yourself from the queue by pressing the pound key. We ask that you please pick up your handset to allow optimal sound quality. Lastly, if you should require operator assistance, please press star zero. It is now my pleasure to turn the floor over to Joseph Jade Apollo, President and Chief Executive Officer. You may begin.

Thank you, Lori. Good morning and thank you for joining us today for the Signature Bank 2020 fourth quarter.

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