Skyward Specialty Insurance Group, Inc.

Ladies and gentlemen, thank you for standing by and welcome to Skyward Specialty First Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you would need to press star 11 on your telephone. You would then hear an automated message advising your hand is raised. To withdraw your question, please press star 11 again. Please be advised that today's conference is being recorded. I would like now to turn the conference over to Natalie Schoolcraft, Vice President of Investor Relations. Please go ahead.

Thank you, Michelle. Good morning, everyone, and welcome to our first quarter 2025 earnings conference call. Today, I am joined by our Chairman and Chief Executive Officer, Andrew Robinson, and Chief Financial Officer, Mark Hochschild. We will begin the call today with our prepared remarks, and then we will open the lines for questions. Our comments today may include forward-looking statements, which by their nature involve a number of risk factors and uncertainties which may affect future financial performance. Such risk factors may cause actual results to differ materially from those contained in our projections or forward-looking statements. These types of factors are discussed in our press release as well as in our 10-K that was previously filed with the Securities and Exchange Commission. Financial schedules containing reconciliations of certain non-GAP measures, along with other supplemental financial schedules, are included as part of our press release and available on our website under the Investors section. With that, I will turn the call over to Andrew. Andrew?

Thank you, Natalie. Good morning, everyone, and thank you for joining us. We had a great start to the year, reporting net income of $42 million and adjusted operating income of $37.3 million, driven by $28.5 million of underwriting income. For the quarter, our adjusted operating income was 90 cents per diluted share. Each metric I highlighted is the best reported in company history. Our strong growth this quarter of 17% is a direct result of our diversified business portfolio and the strong execution of our rural or niche strategy. In this quarter, our A&H division and our global agriculture unit were standouts, delivering extraordinary growth, while transactional E&S, surety, and specialty programs all contributed nicely to our growth. In this quarter, we had the widest spread of growth across our divisions that we've experienced as a public company. We believe the diversity of our portfolio is unique to a company of our size and allows us to rapidly reallocate capital to underwriting units that offer the greatest returns, and importantly, to continue to deliver strong growth in operating income, when many others in this market will struggle to do so. I'll talk more about this later in the call. With that, I'll turn the call over to Mark to discuss our financial results in greater detail. Mark?