TWFG, Inc.

And we know that Florida market is dealing with its own property pricing downward. And so we're doing well, better than expected. And we're being disciplined and not looking to update at this release. If we get through the second quarter with similar outcome, then yes, there's upside to the margin on guidance.

Okay, that's understood.

Moving to organic growth, Gordy, you've talked about the impact from improving availability and how it's having an impact on organic. You talked about the soft market. Maybe you can kind of help tease out if that impact is becoming less important you know, having less of an impact on organic or the same or more, and so we can kind of figure out directionally whether we should continue to kind of build in a bit of a very near-term headwind.