XP Inc.

Hello, good evening. Good afternoon, everyone. Thank you for participating in another earnings call of XP Inc. Now for the second quarter of 2022. I am Andrea Martins. I am the head of investor relations, and I'm joined here today by our CEO, Thiago Mafra, and our CFO, Bruno Constantino, as well as the investor relations team, Marina and Antonio. I hope everyone is safe and well. The materials from these results are already on the Investor Relations website. There you can find the SEC filings of XP Inc and the definitions of forward-looking statements and how forward-looking statements of this call can differ from actual results. It's important to highlight as well that this call is being translated to Portuguese, so you can use the tool in Zoom to change to Portuguese. And also important to highlight that for any questions at the end of the session, you can raise your hand and we will call you on a first in first serve basis. I can see that we have already seven raised hands here. So thank you for participating already. Now I'll move to Bruno to kick off our earnings call. Hi, Bruno.

Hi. Thanks, Andrea. Hi, Mafra. And hi, everyone. Good evening. It's a pleasure to be here with you. for I believe the 11th time in terms of quarterly results. As usual, I'm gonna be brief in the presentation so we can go to the Q&A as we have already many raise the hands, right? Before I start the presentation, we would like to share a video with you. We are still in a little bit hangover here from the experts that we had last week. So let's go for the video and then I come back really soon.

Let me just first say how glad I am to be here. I think this is a really important event. I think what you do at XP is very very important.