Amerant Bancorp Inc.

Greetings.

Welcome to the Ameritrade First Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. Please note this conference is being recorded. I will now turn the conference over to your host, Laura Rossi, Head of Investor Relations. You may begin.

Thank you, Shamali. Good morning, everyone, and thank you for joining us to review AMRA and Bancorp's first quarter 2024 results. On today's call are Jerry Plush, our chairman and CEO, and Charimar Calderon, our executive vice president and CFO. As we begin, please note that discussions on today's call contain forward-looking statements within the meaning of the Securities Exchange Act. In addition, references will also be made to non-GAAP financial measures. Please refer to the company's earnings release for a statement regarding forward-looking statements, as well as for information and reconciliation of non-GAAP financial measures to GAAP measures. I will now turn it over to our chairman and CEO, Jerry Plush.