Axis Capital Holdings Limited

Good day and welcome to the Access Capital second quarter 2025 earnings conference call. All participants will be in a listen only mode. Should you need assistance, please signal conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your touchtone phone. And to withdraw your question, please press star then two. Please note this event is being recorded. I would now like to turn the conference over to Mr. Cliff Gallant, Head of Investor Relations and Corporate Development. Please go ahead, sir.

Thank you. Good morning and welcome to our second quarter 2025 conference call. Our earnings press release and financial supplement were issued last night. If you would like copies, please visit the investor information section of our website at accesscapital.com. We set aside an hour for today's call, which is also available as an audio webcast on our website. Joining me on today's call are Vince Tuzio, our president and CEO, and Pete our CFO. In addition, I would like to remind everyone that the statements made during this call, including the question and answer session, which are not historical facts, may be forward looking statements. Forward looking statements involve risks, uncertainties and assumptions. Actual events or results may differ materially from those projected in the forward looking statements due to a variety of factors, including the risk factors set forth in the company's most recent report on the form 10 K or our quarterly report on form 10 Q and other reports, the company files with the SEC. This includes the additional risks identified in the cautionary note regarding the forward looking statements in our earnings press release issued last night. We undertake no obligation to publicly update or revise any forward looking statements. In addition, our non-GAAP financial measures may be discussed during this this conference call. Reconciliation are included in our earnings press release and financial supplement. And with that, I'll turn the call over to Vince.

Thank