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1/26/2026
Star 11 again. Please be advised that today's conference is being recorded. I'd like to hand the conference over to your first speaker today, Chang Park. Please go ahead.
Good morning and good afternoon. Thank you for joining us today for our fourth quarter 2025 earnings call. Joining me today is our Chairman and CEO, Peter Ho, President and Chief Banking Officer, Jim Polk, CFO, Brad Sattenberg, and Chief Risk Officer, Brad Harrison. Before we get started, I want to remind you that today's conference call will contain some forward-looking statements. And while we believe our assumptions are reasonable, the actual results may differ materially from those projected. During the call today, we'll be referencing our slide presentation as well as our earnings release. Both of these are available on our website, boh.com, under the investor relations link. And now I would like to turn the call over to Peter.
Thanks, Chang.
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