2/5/2026

speaker
Neha Agarwala
Analyst, HSBC

Thank you. Please hold.

speaker
Conference Operator
Moderator

I would like to welcome you to Banco Santander Chile's fourth quarter 2025 earnings conference call on the 5th of February, 2026. Please note that at this point, all participant lines are in listen-only mode. After the call, there will be an opportunity to ask questions. So with this, I would now like to pass the line to Patricia Perez, the Chief Financial Officer. Please go ahead.

speaker
Patricia Perez
Chief Financial Officer

Good morning, everyone, and welcome to San Carlos Santander City's Fourth Quarter 2025 Results Webcast and Conference Call. This is Patricia Perez, CFO, and I'm joined today by Cristian Micuña, Head of Strategy and Investor Relations, and Lorena Padomeque, our Economist. Thank you all for joining us today as we review our performance and results for the fourth quarter. Lorena will begin with an overview of the economic environment followed by Christiane, who will walk you through our strategic priorities and forward the results. We will then conclude with a Q&A session. Thank you.

Disclaimer

This conference call transcript was computer generated and almost certianly contains errors. This transcript is provided for information purposes only.EarningsCall, LLC makes no representation about the accuracy of the aforementioned transcript, and you are cautioned not to place undue reliance on the information provided by the transcript.

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Investor presentation