Byline Bancorp, Inc.

All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer period. If you would like to ask a question, simply press the star followed by the number one on your telephone keypad. If you would like to withdraw your question, please press star and two. If you are listening via speakerphone, please lift your hands out prior to asking your question. If you require operator assistance, please press star, then zero. Please note the conference is being recorded. At this time, I would like to introduce Brooks Rennie, Head of Investor Relations for Byline Bancorp, to begin the conference call.

Thank you, Adam. Good morning, everyone, and thank you for joining us today for the Byline Bancorp third quarter 2023 earnings call. In accordance with the regulation FD, this call is being recorded and is available via webcasts, our investor relations website, along with our earnings release and the corresponding presentation slides. During the course of the call today, management may make certain statements that constitute projections or other forward-looking statements regarding the future events or the future financial performance of the company. We caution that such statements are subject to certain risks, uncertainties, and other factors that could cause actual results to differ materially from those discussed. The company's risk factors are disclosed and discussed in its SEC filings. In addition, our remarks may reference non-GAAP measures, which are intended to supplement but not substitute for the most directly comparable GAAP measures. Reconciliation for these numbers can be found within the appendix of the earnings release. For additional information about risks and uncertainties, please see the forward-looking statement in non-GAAP financial measures disclosures in the earnings release. I would now like to turn the conference call over to Alberto Parachini, president of Byline Bancorp.

Thank you, Brooks. Good morning, everyone, and thank you for joining the call this morning to go over our third quarter results. With me on the call are Roberto Herencia, our chairman and CEO, Tom Bell, our CFO, and Mark Fusinato, our chief credit officer. Before we get into the results for the quarter, I'd like to pass the call on to Roberto to comment on a few items.