Byline Bancorp, Inc.

Good morning and welcome to the BILAN Bancorp second quarter 2024 earnings call. My name is Makiya and I will be your conference operator today. All lines have been placed on mute to prevent any background noise after the speaker's remarks. There will be a question and answer period. If you would like to ask a question, simply press the star followed by the number one on your telephone. If you would like to withdraw your question, press star and two. If you are listening via speakerphone, please lift your headset prior to asking your question. If you require operator assistance, please press star, then zero. Please note, the conference call is being recorded. At this time, I would like to introduce Mr. Brooks Rennie, Head of Investor Relations for Byline Bancorp, to begin the conference call.

Thank you, Makai. Good morning, everyone, and welcome to Byline Bancorp's second quarter 2024 earnings conference call. In accordance with Regulation FD, this call is being recorded and is available via webcast on our Investor Relations website along with our earnings release and the corresponding presentation slides. As part of today's call, management may make certain statements that constitute projections, beliefs, or other forward-looking statements regarding future events or the future financial performance of the company. We caution that such statements are subject to certain risks, uncertainties, and other factors that could cause actual results to differ materially from those discussed. The company's risk factors are disclosed and discussed in SEC filing. In addition, our marks and slides may reference or contain certain non gap financial measures which are intended to supplement but not substitute for the most directly comparable gap measures. Reconciliation of each non gap financial measure to the comparable gap financial measure can be found within the appendix of the earnings release. For additional information about risks uncertainties, please see the forward looking statement and non gap financial measures disclosures in the earnings release. As a reminder for investors, this quarter we plan on attending the Raymond James Bank Conference and the Stevens Bank Forum. With that, I would now like to turn the conference call over to Alberto Parcini, President of Byline Bancorp.

Thank you, Brooke. Good morning, everyone, and thanks for joining the call today. With me on the call is our Chairman and CEO, Roberto Herencia, our CFO, Tom Bell, and our Chief Credit Officer, Mark Fusinato. Regarding the agenda, I'll start by giving you the highlights for the quarter, followed by Tom, who will cover the financial results. I'll then come back with closing comments before we open the call for questions. As a reminder, you can find the DACA on our website, and as always, please refer to the disclaimer at the front. Before we get started, I want to pass the call on to Roberto for some comments. Roberto.