Byline Bancorp, Inc.

After the speaker's remarks, there will be a question and answer period. If you'd like to ask a question, please press star followed by one on your telephone keypad. If you'd like to remove yourself online, the questioning will be star followed by two. If you're listening via speakerphone, please lift your handset prior to asking a question. If you require operator assistance, please press star and then zero. Please note that this conference call is being recorded. At this time, I would like to introduce Brooks Rennie, Head of Investor Relations at Byline Bank. Please go ahead. Brooks Rennie, Head of Investor Relations at Byline Bank.

Thank you, Carly. Good morning, everyone, and thank you for joining us today for the Byline Bancorp first quarter 2025 earnings call. In accordance with Regulation FD, this call is being recorded and is available via webcast on our Investor Relations website, along with our earnings release and the corresponding presentation slides. As part of today's call, management may make certain statements that constitute projections, beliefs, or other forward-looking statements regarding future events or the future financial performance of the company. We caution that such statements are subject to certain risks, uncertainties, and other factors that could cause actual results to differ materially from those discussed. The company's risk factors are disclosed and discussed in its SEC filings. In addition, our remarks and slides may reference or contain certain non-GAAP financial measures, which are intended to supplement but not substitute for the most directly comparable GAAP measures. Craig Vaughn, Reconciliation of each non gap financial measures to the comparable gap financial measures can be found within the appendix of the earnings release. Craig Vaughn, For additional information about risks uncertainties, please see the forward looking statement and non gap financial measures disclose in our earnings release. Craig Vaughn, You can find the first quarter earnings deck on our earning on our website at by line bank or.com and, as always, please reference to the front page of the disclaimer. As a reminder for investors, this quarter we plan on attending the Stevens Bank Chicago Tour, Hovey Nandio Roadshow, and the Raymond James Chicago Bank Conference. With that, I would now like to turn the conference call over to Alberto Parachini, President of Island Bancorp.

Great. Thank you, Brooks. Good morning, everyone, and thank you for joining our first quarter earnings call. We appreciate all of you taking the time to join us this morning. As always, with me on the call today are our Chairman and CEO, Roberto Gerencia, Tom Bell, our Chief Financial Officer and Treasurer, Mark Fusinato, our Chief Credit Officer, and Brian Duran, our General Counsel. Before we get to the agenda, I want to pass the call on to Roberto to comment on a few items. Roberto?