This conference call transcript was computer generated and almost certianly contains errors. This transcript is provided for information purposes only.EarningsCall, LLC makes no representation about the accuracy of the aforementioned transcript, and you are cautioned not to place undue reliance on the information provided by the transcript.
1/26/2023
Teleconference Operator
Operator
Ladies and gentlemen, thank you for your patience and please remain on the line. Today's teleconference will be starting shortly. Again, we do thank you for your patience and ask that you please remain on the line. Today's Cullen Frost Bankers Conference will be beginning shortly. THE END Thank you. Thank you. THE END Thank you. Thank you.
Pre‐call Announcer
Company Representative
Greetings, ladies and gentlemen, and welcome to the Cullen Frost Bankers, Inc.
Teleconference Operator
Operator
Fourth Quarter Earnings Conference Call. At this time, all participants are on a listen-only mode. A brief question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Mr. A.B. Mendez, Senior Vice President and Director of Investor Relations. Thank you. Please go ahead.
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