Canadian Imperial Bank of Commerce

This conference is recorded.

All participants, please stand by. Your conference is ready to begin. Good morning. Welcome to the CIBC Q1 Quarterly Results Conference Call. Please be advised that this call is being recorded. I would now like to turn the meeting over to Jeff Weiss, Senior Vice President, Investor Relations. Please go ahead.

Thank you and good morning. We will begin this morning with opening remarks from Victor Dodig, our President and Chief Executive Officer, Rob Sedran, our Chief Financial Officer, and Frank Goose, our Chief Risk Officer. Joining us on the call are our group heads, Sean Bieber, U.S. Region, Harry Cullum, Capital Markets, Global Asset Management and Enterprise Strategy, Karach Panosian, Personal and Business Banking, and Susan Rimmer, Commercial Banking and Wealth Management. They will all be available to take questions following the prepared remarks. We have a hard stop at 8.30, so as usual, please limit your questions to one when we get to the Q&A. We're available after the call for any follow-ups. As noted in our investor presentations, our comments may contain forward-looking statements which involve assumptions and have inherent risks and uncertainties. Actual results may differ materially. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considers both useful in assessing underlying business performance. With that, I will now turn the call over to Victor.