CNFinance Holdings Limited

Good morning, and welcome to the CN Finance Third Quarter Financial Results Conference Call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key, followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your telephone keypad. To withdraw your question, please press star then two. Please note this event is being recorded. I will now extend the conference order to Matthew Liu. Please go ahead.

Good morning, evening, and welcome to the CN Finance Third Quarter 2021 Financial Results Conference Call. In today's call, our CEO, Mr. Guy, will walk us through the operating results, followed by the financial results from our Vice President of Capital Market Department, Ms. Li. After that, we will have a Q&A section. Before we start, I would like to remind you that this conference call contains forward-looking statements within the manual Section 21E of the Securities Exchange Act of 1934 as amended and as defined in U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as real, expect, anticipate, future, intent, plan, believe, estimate, target, going forward, outlook, and similar statements. Such statements are based upon management's current expectations and current market and operating conditions, and relate to events that involve known or unknown risks, uncertainties, and other factors, all of which are difficult to predict, and many of which are beyond the company's control, which may cause the company's actual results, performance, or achievements to differ materially from those in the forward-looking statements. Further information regarding these and other risks, uncertainties, or factors is included in the company's filing with the U.S. Securities and Exchange Commission. The company does not undertake any obligation to update any forward-looking statements as a result of new information, future events, or otherwise, except as required under law. Now, please welcome our CEO, Mr. Zhai.

Thank you, host. At the same time, thank you for taking the time to listen to this phone call. At this phone call, we are going to introduce the operation of the company in the third quarter of 2021. Then I will answer your questions.