CNFinance Holdings Limited

Good day and welcome to the CN Finance announces second quarter and first half 2022 unaudited financial results. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your touchtone phone. And to withdraw your question, please press star then two. Please note this event is being recorded. I would now like to turn the conference over to Jay Jin, Manager of the Capital Market Department. Please go ahead.

Good morning and good evening, and welcome to CN Finance second quarter and the first half of 2022 Financial Results Conference call. In today's call, our Director and Vice President, Mr. Tian Jun, will walk us through the operating results followed by the financial results from our acting CFO, Ms. Li Jing. After that, we will have the Q&A section. Before we start, I would like to remind you that this conference call contains follow-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934 as amended and as defined in U.S. Private Security Litigation Reform Act of 1995. This follow-looking statement can be identified by terminology such as real, expected, anticipate future intents, plans, beliefs, estimate, target going forward, outlook, and similar statements. Such statements are based upon management's current expectations and current markets and operating conditions and relate to events that involve known or unknown risks, uncertainties, and other factors, all of which are difficult to predict and many of which are beyond the company's control. which may cause the company's actual results, performance, or achievements to differ materially from those in the follow-up statement. Further information regarding this and other risks, uncertainties, or factors is included in the company's borrowing with the U.S. Securities and Exchange Commission. The company does not undertake any obligation to update any follow-up statement as a result of new information, future events, or otherwise. except as required under law. Now, please welcome Mr. Qian Jun.

Thank you everyone for joining us in this conference call. On today's call,