CNFinance Holdings Limited

Good day and welcome to the CN Finance Holdings Limited third quarter of 2023 financial results conference call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on your touchtone phone. To withdraw from the question queue, please press star then two. Please note this event is being recorded. I would now like to turn the conference over to Ms. J, Manager of Capital Marketing. Please go ahead.

Good morning and evening, and welcome to CN Finance Third Quarter Financial Results Conference Call. In today's call, our Director and Vice President, Mr. Tian Jun, will walk us through the operating results, followed by financial results from our acting CFO, Ms. Li. After that, we will have a Q&A session. Before we start, I'd like to remind you that this conference call contains follow-up statements with the meaning of Section 21E of the Securities Exchange Act of 1934 as amended and as defined in U.S. Private Security Litigation Reform Act of 1995. These follow-up statements can be identified by terminology such as will, expect, anticipate, future, intent, plans, beliefs, estimates, targets, going forward outlook, and similar statements. Such statements are based upon management's current expectations and current markets and operating conditions, as they relate to the events that involve non- or unknown risks, uncertainties, and other factors. All of which are difficult to predict, and many of which are beyond the company's control, which may cause the company's actual results performance, or achievements to differ materially from those in the forward-looking statements. Further information regarding this and other risks, uncertainties, or factors is included in the company's filing with the U.S. Securities and Exchange Commission. The company does not undertake any obligation to update any forward-looking statement as a result of new information, future events, or otherwise, except as required under law. Now, please welcome Mr. Tian Jun.

Thank you for taking time to join this conference call. We will discuss...