Crawford & Company

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Good morning. My name is Misty, and I will be your conference facilitator today. At this time, I would like to welcome everyone to the Crawford & Company second quarter 2021 earnings release conference call. In conjunction with this call, a supplementary financial presentation is available on our website at www.crawco.com. Under the investor relations section, All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer period. Instructions will follow at that time. Should anyone need assistance at any time during this conference, please press star then zero and an operator will assist you. As a reminder, ladies and gentlemen, this conference is being recorded today, Wednesday, August 4th, 2021. Some of the matters to be discussed in this conference call and any supplementary financial presentation may include forward-looking statements that involve risk and uncertainty. These statements may relate to, among other things, the impact of COVID-19, our expected future operating results, and financial conditions, our ability to grow our revenues and reduce our operating expenses, expectations regarding our anticipated contributions to our unfunded, undefined, defined benefit pension plans, collectability of our billed and unbilled accounts receivable, financial results from our recently completed acquisitions, our continued compliance with the financial and other components contained in our financing agreement, our long-term capital resource and liquidity requirements, and our ability to pay dividends in the future. The company's actual results achieved in future quarters could differ materially from results that may be implied by such forward-looking statements. The company undertakes no obligation to publicly release revisions to any forward-looking statements made in this conference call to reflect events or circumstances occurring after the date of this call or to reflect the occurrence of unanticipated events. In addition, we're reminded that operating results for any historical period are not necessarily indicative of results to be expected for any future period. For complete discussion regarding factors which could affect the company's financial performance, please refer to the company's form 10-Q for the quarter ended June 30th, 2021, filed with the Securities and Exchange Commission. particularly the information under the heading Risk Factors and management discussion and analysis of financial condition and results of operations, as well as subsequent company filings with the SEC. This presentation also includes certain non-GAAP financial measures as defined under SEC rules. As required, a reconciliation is provided for those measures to the most directly comparable gap measures. I would now like to introduce Mr. Rowit Verma, Chief Executive Officer of Crawford & Company. Rowit, you may begin your conference.