Crawford & Company

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I will be your conference facilitator today. At this time, I would like to welcome everyone to the Crawford & Company Fourth Quarter and Full Year 2021 Earnings Release Conference Call. In conjunction with this call, a supplementary financial presentation is available on our website at www.crawlcode.com. Under the Investor Relations section, all lines and any background noise. After the speaker's remarks, there will be a question and answer follow at that time. Should anyone need assistance at any time during this conference, please press star then zero and an operator will assist you. As a reminder, ladies and gentlemen, this conference is being recorded today, Tuesday, March 15, 2022. Some of the matters to be discussed in this conference or presentation may include that involve risks and statements may relate to, among other things, the impact of our expected future operation, our ability to grow our revenues and reduce our operating expenses,

expectations regarding our collectability of our field financial results from our recently completed acquisitions, I continue to compliance with the financial and source