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1/20/2021
Maria
Conference Operator
Good morning. My name is Maria, and I'll be your conference operator today. At this time, I would like to welcome everyone to the fourth quarter and fiscal year 2020 Discovery Financial Services earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question at that time, please press star 1 on your touchtone phone. If you should require operator assistance, please press star zero. Thank you. I'll now turn the call over to Mr. Eric Wasserstrom, head of investor relations. Please go ahead.
Roger Hochschild
Chief Executive Officer
Thank you, Maria, and good morning, everyone.
John Green
Chief Financial Officer
Welcome to this morning's call. I'll begin on slide two of our earnings presentation, which you can find in the financial section of our investor relations website, investorrelations.discover.com. Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially.
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