Everi Holdings Inc.

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Greetings. Welcome to the Every Holdings Incorporated Third Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. The question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. Please note, this conference is being recorded. I will now turn the conference over to your host, Bill Fund, Vice President of Refugees Relations. You may begin.

Bill Fund Thank you. Welcome, everyone. Our team is working from multiple locations today, and while I don't expect any gremlins, I would ask your patience if we experience any technical difficulties. Let me remind everyone of our safe harbor disclaimer that covers today's call and webcast. Our call will contain forward-looking statements and assumptions, which involve risks and uncertainties that could cause actual results to differ materially from those discussed during our call. These risks and uncertainties include, but are not limited to, those contained in our earnings release today and in other SEC filings, which are posted in the Investors section of our corporate website at every.com. We do not intend and assume no obligation to update any forward-looking statements. You are cautioned not to place undue reliance on forward-looking statements, which are made only as of today, November 2nd, 2020. We will also refer to certain non-GAAP financial measures, such as adjusted EBITDA, free cash flow, total net debt, total net debt leverage ratio, and net cash position. A description of each non-GAAP measure and a reconciliation to the most directly comparable GAAP measure can be found in our earnings release and related 8K, as well as in the investor section on our website. This call is being webcast and recorded. A link to the webcast and replay of today's call can be found in the investor section of our website. Joining me on the call today are Mike Rumbles, our chief executive officer, Randy Taylor, our president and chief operating officer, Mark Labai, executive vice president and chief financial officer, Dean Ehrlich, our games business leader, Darren Simmons, our fintech business leader, and Harper Coe, chief legal officer and general counsel. Now it's my pleasure to turn the call over to Mike Rumbles.