This conference call transcript was computer generated and almost certianly contains errors. This transcript is provided for information purposes only.EarningsCall, LLC makes no representation about the accuracy of the aforementioned transcript, and you are cautioned not to place undue reliance on the information provided by the transcript.
spk02: Good day, and thank you for standing by. Welcome to the Glacier Bancorp fourth quarter earnings conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you'll need to press star 1-1 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 1-1 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Mr. Randy Chesler, President and Chief Executive Officer of Glacier Bancorp. Mr. Chesler, please begin.
spk00: Ladies and gentlemen, please stand.
spk01: Mr. Chesler, you may begin. Ladies and gentlemen, please stand by. Again, ladies and gentlemen, please stand by. We are experiencing technical difficulties.
spk00: Ladies and gentlemen, please stand by.
spk01: Your conference will resume momentarily. Again, please stand by. Again, ladies and gentlemen, we are experiencing technical difficulties. Please stand by. Again, ladies and gentlemen, please remain on your line. Your conference will resume shortly.
spk00: Again, ladies and gentlemen, please remain on your line.
spk01: Your conference will resume shortly.
Disclaimer