Genworth Financial Inc

Good morning, ladies and gentlemen, and welcome to the Genworth Financial's first quarter 2020 earnings conference call. My name is Jennifer, and I will be your coordinator today. At this time, all participants are in a listen-only mode. We will facilitate a question and answer session towards the end of this conference call. As a reminder, this conference is being recorded for replay purposes. Also, we ask that you refrain from using cell phones, speaker phones, or handsets during the Q&A portion of today's call. I would now like to turn the presentation over to Tim Owens, Vice President of Investor Relations. Mr. Owens, you may proceed.

Thank you. Thank you.

Thank you, operator. Good morning, everyone. And thank you for joining Genworth first quarter 2020 earnings call. Due to the current environment, shelter in place, and social distancing guidelines, all of our speakers this morning are remote. I would ask that you please excuse any sound quality or technical issues that may arise. A press release and financial supplement were released last night. And this morning, our earnings presentation was posted to our website. and will be referenced during our call. We encourage you to review all these materials. Today, you will hear from our President and Chief Executive Officer, Tom McInerney, followed by Kelly Groh, our Chief Financial Officer. Following our prepared comments, we will open up the call for a question and answer period. In addition to our speakers, Kevin Schneider, Chief Operating Officer, and Dan Sheehan, Chief Investment Officer, will be available to take your questions. During the call this morning, we may make various forward-looking statements. Our actual results may differ materially from such statements. We advise you to read the cautionary notes regarding forward-looking statements in our earnings release and related presentation, as well as the risk factors of our most recent annual report on Form 10-K as filed with the SEC. This morning's discussion also includes non-GAAP financial measures that we believe may be more meaningful to investors. In our financial supplement earnings release and investor materials, non-GAAP measures have been reconciled to GAAP where required in accordance with SEC rules. Also, when we talk about results of our Australia business, please note that all percentage changes exclude the impact of foreign exchange. And finally, references to statutory results or estimates due to timing of the filing of the statutory statements. And now, I'll turn the call over to our CEO, Thanks, Tim.