Lument Finance Trust, Inc.

Good morning and thank you for joining the Lumen Finance Trust second quarter 2023 earnings call. Today's call is being recorded and will be made available via webcast on the company's webcast. I would now like to turn the call over to Andrew Zhang with Investor Relations at Lumen Investment Management. Please go ahead.

Thank you and good morning everyone. Thank you for joining our call to discuss Women's Finance Trust second quarter 2023 financial results. With me on the call today are James Flynn, CEO, James Briggs, CFO, James Henson, President, and Zachary Halpern, Senior Director of Portfolio Management. Yesterday, on Tuesday, August 8th, we filed our 10-Q with the SEC and issued a press release to provide the details on our second quarter results. We also provided a supplemental earnings presentation, which can be found on our website. Before handing the call over to Jim Flynn, I'd like to remind everyone that certain statements made during the course of this call are not based on historical information and may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. When used in this conference call, words like outlook, evaluate, indicate, believes, will, anticipates, expects, intends, and other similar expressions are intended to identify forward-looking statements. Such forward-looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from those contained in the forward-looking statement. These risks and uncertainties are discussed in the company's reports filed with the SEC, including its reports on Forms 8K, 10Q, and 10K, and in particular, the Risk Factors section of our Form 10K. It is not possible to predict or identify all such risks. Listeners are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. The company undertakes no obligation to update any of these forward-looking statements. Furthermore, certain non-GAAP financial measures will be discussed on this conference call. A presentation of this information is not intended to be considered in isolation nor as a substitute to the financial information presented in accordance with GAAP. Reconciliations of these non-GAAP financial measures to the most comparable measures prepared in accordance with GAAP can be accessed through our filings with the SEC at www.sec.gov. For the second quarter, we reported GAAP net income of $0.03 per share, while distributable earnings were $0.04 per share. In July, we paid a dividend of $0.06 per share with respect to the second quarter.

I will now turn the call over to Jim Flynn. Please go ahead. Thank you, Andrew. Good morning, everyone.