Origin Bancorp, Inc.

Good morning and welcome to the Origin Bancorp Inc. Fourth Quarter 2025 Earnings Call. My name is David and I'll be your Evercore Coordinator. The format of the call includes prepared remarks from the company, followed by a question and answer session. Please note that all attendees will be in a listen-only mode until the Q&A portion of the call. I would now like to turn the conference call over to Chris Riegelman, Director of Investor Relations.

Please go ahead.

Good morning, and thank you for joining us today. We issued our earnings press release yesterday afternoon, a copy of which is available on our website, along with the slide presentation that we will refer to during this call. Please refer to page two of our slide presentation, which includes our safe harbor statements regarding forward-looking statements and use of non-GAAP financial measures. For those of you joining by the phone, please note the slide presentation is available on our website at ir.origin.bank. Please also note that our Safe Harbor statements are available on page 7 of our earnings release file with the SEC yesterday. All comments made during today's call are subject to the Safe Harbor statements in our slide presentation and earnings release. I'm joined this morning by Origin Bancorp's Chairman, President and CEO, Drake Mills, President and CEO of Origin Bank, Lance Hall, our Chief Financial Officer, Wally Wallace, Chief Risk Officer, Jim Crockwell, Chief Accounting Officer, Steve Brawley, and our Chief Credit and Banking Officer, Preston Moore. After the presentation, we'll be happy to address any questions you may have. Drake, the call is yours.