OneConnect Financial Technology Co., Ltd.

Ladies and gentlemen, thank you for standing by and welcome to OneConnect second quarter 2023 earnings call. At this time, all participants are in listen-only mode. After the management's prepared remarks, we will have a question and answer session. Please press star followed by one to ask a question. Please note this event is being recorded. And I'd now like to hand the conference over to your host. Mr. Rick Chan, the company's head of investor relations. So please go ahead, Mr. Chan.

Thank you, operator. Hello, everyone, and welcome to our 2023 second quarter earnings conference call. Our financial and operating results were released earlier today and currently available on our RR website. Today, you'll hear from our chairman and CEO, Mr. Shen Chongfeng, who are giving opening remarks and business highlights. Afterwards, our CFO, Mr. Luo Yongtao, will offer a closer look into our financials. And then in question and answer session, our management will be available to you. We have our Chief Executive Ping An One Connect Bank, Mr. Michael Fei, our CTO, Mr. Li Jie, Head of Digital Banking, Ms. Ellen Jia, and Head of Strategy, Corporate Planning, and Product Management, In today's conference, our management team will make statements in Mandarin or in English. For those in Mandarin, a consecutive translation will be provided. In case of any discrepancy between the Mandarin version and the English version, a statement in the original language should prevail. Let me quickly cover the safe harbor statement before we start. as we will be making forward-looking statements which will involve a number of risks and uncertainties that could cause actual results to differ materially. Please note that we may present both IFRS and non-IFRS financial measures. With that, I am now pleased to turn our call to our Chairman and CEO, Mr. Shen Chongfeng. Mr. Shen, please. Hello, everyone. I am Shen Chongfeng. Hello, everyone. I'm Shen Chongfeng.

Thank you for dialing in OneConnect's 2023 Q2 and H1 earnings release. 2023 continues to feature accelerating changes unseen in a century. As our economy and society as a whole return to normal, China is now at a key junction of economic recovery and industry upgrades. While the macro environment is stabilizing and improving, it still has a lot to overcome before full recovery.