OneConnect Financial Technology Co., Ltd.

Ladies and gentlemen, thank you for standing by and welcome to OneConnect's fourth quarter and full year 2023 earnings call. If you'd like to register an audio question, you may do so by pressing star followed by one on your telephone keypad. Please note this event is being recorded. Now I would like to hand the conference over to your speaker host today, Mr. Rick Chan, the company's head of investor relations. Please go ahead, Mr. Chan.

Thank you, operator. Hello, everyone, and welcome to our 2023 fourth quarter earnings call. Our financial and operating results are released earlier today and currently available on our RRF website. Today, you'll hear from our chairman and CEO, Mr. Shen Chongfeng, who will give opening remarks and business highlights. Afterwards, our CFO, Mr. Luo Yongtao, will offer a closer look into our financials. And then in question and answer session, Our management team will be available to you. We have our CTO, Mr. Li Jie, Head of Digital Banking, Ms. Ellen Jia, and Head of Corporate Planning and Product Management, Ms. Jie Di Shen. In today's conference, our management team will make statements in Mandarin or in English. For those in Mandarin, a context translation will be provided. In case of any discrepancy between the Mandarin version and the English version, our statement in the original language should prevail. Let me quickly cover the safe harbor statement before we start. As we are making forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ materially, please note that we may present both IFRS and non-IFRS financial measures. With that, I'm pleased to turn our call to our Chairman and CEO, Ms. Shen Chongfeng. Shen, please. Hello, everyone.

I'm Shen Chongfeng.