ProAssurance Corporation

good morning everyone welcome to today's pro assurance conference call to discuss the company's fourth quarter and end 2021 results these results were reported in the news and released on news release issued on february the 21st 2022 and in the company's annual report on the form 10k which has been filed this morning, February the 22nd, 2022. Included in those documents were cautionary statements about the significant risks, uncertainties, and other factors that are out of the company's control and could affect Pro Assurances businesses and alter expected results. Please review those statements. Management expects to make statements on the call dealing with projections estimates and expectations and explicitly identifies these as forward-looking statements. Within these means of the U.S. Federal Securities Law and subject to applicable safe harbor protections, the content of this call is accurate only on February the 22nd, 2022 and except as required by law or regulations, Pro Assurance will not undertake and expressly disclaim any obligations to update or alter information disclosed as part of the forward-looking statement. The management team of Pro Assurance also expect the reference non-GAAP items during today's call. The company's recent news release provides a reconciliation of these non-GAAP numbers and their GAAP counterparts. Now, as I turn the call over, To Mr. Ken McEwen, I would like to remind you that the call is being recorded and there will be time for questions after the conclusion of the prepared remarks. Mr. McEwen, please go ahead.

Thank you, Candice, and good morning, everyone. We will discuss selected aspects of our quarterly and full year results on today's call and remind investors that they should review our filing on a Form 10-K and accompany in press release for full and complete information. On our call today, we have Ned Rand, President and CEO, Dana Hendricks, Chief Financial Officer, Mike Bogusky, President of our Specialty Property and Casualty Lines, and Kevin Shook, President of our Workers' Compensation Insurance Operations. Ned, will you start us off, please?

Thank you, Ken.