Lion Finance Group PLC

Hello everyone and welcome to Bank of Georgia Group PLC's third quarter results conference call. My name is Nina Arshakouni and I'm head of investor relations and I'll moderate today's call. So we'll start with the presentation and Group CEO Archil Gachichiladze will discuss the results and the key developments of the quarter and then we'll open the floor to questions.

Now I'm handing over to Archil and he will take it from there.

actually you are on mute so that you know and we can hear you yeah okay with hands being on mute probably not right so uh hello um thank you for for joining the call uh we will uh I'll cover a number of different things and then probably move to the presentation we had a very strong quota regardless of very challenging regional regional situation, geopolitical war ongoing in Ukraine. Nevertheless, I think Georgia is going through very positive economic trends and that is reflected on the bank. And we've done slightly better in terms of not just the economy, but overall, I think our profitability numbers are very good and the franchise has done very well.