Erste Bank Polska Sa

I would like to welcome you at the presentation of financial results, preliminary non-audited financial results for 2021. Today's presentation will be given by our CEO Michał Gajewski Maciej Luga, the CFO, is present with us, as well as Wojciech Skalski, who is in charge of the financial accounting area. President, over to you in a minute. But let me just tell you that you can send your question to my email address, or if you use the audio webcast to the link, that leads to the question side.

CEO, over to you. Thank you, Agnieszka. Good morning once again. Let me welcome you at the summary of our non-audited financial results for 2021.

From the point of view of the Management Board, we can say that Our last year was really good in terms of core banking business. Of course, the pandemic impacted our performance as the group, though, to a lesser extent than last year.