Danske Bank A/S

Good morning, everyone. Welcome to the conference call for Danske Bank's financial results for the first half of 2024. My name is Claus Enga Jensen, and I am head of Danske Bank's investor relations. With me today, I have our CEO, Carsten Ehris, and our CFO, Stefan Engels. We aim to keep this presentation to around 25 minutes. After the presentation, we will open up for a Q&A session as usual. And afterwards, feel free to contact the investor relations department if you have any more questions. I will now hand over to Carsten. Slide one, please.

Thanks, Klaus. And I would also like to welcome you to our conference call for the financial report for the first half of 2024. We're now six months into our new strategy period, and I'm pleased that we continue to execute on our strategic priorities according to plan. We're clearly making progress on our 428 strategy, and we see a satisfactory development in our financial performance, which clearly is on track to meet our 2026 financial targets. Our performance in the first six months of the year was characterized by an increase in customer activity that gained momentum in the second quarter. primarily from corporate lending demand and demand for investment products, but also from a broad increase in daily customer transactions. Our ability to leverage our strong position within debt capital market activities added to the positive performance in the first six months. This included continually strong traction for sustainability.

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