Mbank Sa

Good afternoon, ladies and gentlemen. Today we will present the results of MBank Group in the first quarter of 2023. The speakers today are Mr. Cezary Stypułkowski, Chief Executive Officer, Mr. Andreas Böger, Chief Financial Officer for the last time with us today, Mr. Marek Lusztyn, Chief Risk Officer, and Mr. Marcin Mazurek, Chief Economist.

Let's start.

I want to introduce to yourself Pascal Roland, who is, as it was in the public domain already announced, he will be our next CFO. As you know, Andreas is departing us to take over his very important position within the Commerce Bank Group. And Pascal, who, by the way, was with us, you know, some years ago already, returns back, if I may say, and he will take over as of 1st of May. So he will be the sort of the new first counterparty to many of yourself. At some point, we'll organize, you know, person-to-person meeting, you know, of Pascal with a group of interested people. And I think that that will be the more formal introduction. since Pascal is with us today, I think that that's the good platform for him to introduce himself to our, to Ali's investors and the people who will be on a regular basis meeting with him in the next years.