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3/14/2023
Ladies and gentlemen, thank you for standing by. I'm Poppy, your chorus call operator. Welcome and thank you for joining the National Bank of Greece conference call to present and discuss the four-year 2022 financial results. At this time, I would like to turn the conference over to Mr. Pavlos Milonas, CEO of National Bank of Greece. Mr. Milonas, you may now proceed.
Good afternoon, everyone. and good morning to those of you joining from the U.S. Welcome to our fourth quarter 2022 financial results call. I'm joined by Christos Christodoulou, Group CFO, and Greg Pogogrigoris, Group Head of IR. After my introductory remarks, Christos will go into more detail on our financial performance, and then we will turn to Q&A. Before we start, on behalf of NBG, I would like to express to everyone our deepest condolences to the families of the victims of the devastating train crash.
Now to begin.
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