Currency Exchange International, Corp.

Good morning and afternoon, ladies and gentlemen, and welcome to the Currency Exchange International 2023 Q4 and Fiscal Year End Financial Results Conference Call. At this time, please note that all participants are in a listen-only mode. Following the presentation, we will conduct a question and answer session. In consideration of all the callers, we ask that you please limit yourself to one question, one follow-up, and then re-queue, please. And if at any time during the call you require immediate assistance, please press star zero for an operator. Also note that the call is being recorded. And I would like to turn the conference over to Bill Matoulas, Investor Relations Manager with CXI. Please go ahead.

Thank you, Sylvie. Good morning, everyone. Welcome to the Currency Exchange International Conference call to discuss the financial results for the fourth quarter and fiscal year end of 2023. Thanks for joining us. With us today are President and CEO Randolph Pena, Group Chief Financial Officer Gerhard Barnard, and Group Treasurer and recently appointed Interim CFO of Exchange Bank of Canada, Katie Davis. Gerhard will provide us with an overview of CXI's financial results and performance, followed by his latest perspective of the company's operations. And then Randolph will provide his commentary on CXI's strategic initiatives, sales efforts, and business activities, after which we'll open it up for your questions. Today's conference call is open to shareholders, prospective shareholders, members of the investment community, including the media. For those of you who may happen to leave our call before its conclusion, please be advised that this conference call will be recorded and then uploaded to CXI's Investor Relations website page, along with the financial statements and MD&A. Please note that this conference call will include forward-looking information, which is based on a number of assumptions, and actual results could differ materially. Please refer to our financial statements and MD&A reports for more information about the factors that could cause these different results and the assumptions that we have made. With that, I'll turn the call over to Randolph to begin the meeting. Randolph, please go ahead.

Thank you, Bill. And good morning, everybody, especially those out west getting up quite early to hear us. Gerard and I are actually calling you from London, England, which is cloudy and about to rain, as we are here on some work for the business. I would first want to introduce Katie Davis. Katie and I have worked together for a good long while now, and she's our treasurer. And I'll let her introduce herself, but I'm very happy to have her not only do her full-time job as treasurer, she has accepted the role of interim chief financial officer for Exchange Bank of Canada. while we search for the permanent chief financial officer going forward. Over to you, Katie.