ECN Capital Corp.

Thank you for standing by. This is the conference operator. Welcome to the ECN Capital second quarter 2022 results conference call. As a reminder, all participants are in listen-only mode and the conference is being recorded. After the presentation, there'll be an opportunity to ask questions. To join the question queue, you may press star then one on your telephone keypad. Should you need assistance during the conference call, you may signal an operator by pressing star then zero. I'd now like to turn the conference over to Mr. John Wimsatt. Please go ahead, Mr. Wimsatt.

Thanks, Gaylene. Good afternoon, everyone. First off, I want to thank everyone for joining this call. Joining us today from the company are Stephen Hudson, Chief Executive Officer, and Michael Lepore, Chief Financial Officer. A news release summarizing these results was issued this afternoon, and the financial statements and MD&A for the three-month period under June 30, 2022, have been filed to CDAR. These documents are available on our website at www.ecncapitalcorp.com. Presentation slides to be referenced during the call are accessible in the webcast as well as in PDF format under the presentation section of the company's website. Before we begin, I want to remind our listeners that some of the information we are sharing with you today includes forward-looking statements. These statements are based on assumptions that are subject to significant risks and uncertainties. I'll refer you to the cautionary statement section of the MD&A for a description of such risks, uncertainties, and assumptions. Although management believes that the expectations reflected in these statements are reasonable, we can obviously give no assurance that the expectations of any forward-looking statements will prove to be correct. You should note that the company's earnings release, financial statements, MD&A, and today's call include references to a number of non-IFRS measures, which we believe help to present the company and its operations in ways that are useful to investors. The reconciliation of these non-IFRS measures to IFRS measures can be found in the MD&A. All figures presented in U.S. dollars are less explicitly noted, and with these introductory remarks complete, I'll now turn the call over to Stephen Hudson.

Thanks, John. John's about to review an exciting growth opportunity with you, Intercoastal Finance Group. I'd like to make just two comments before John walks you through this. Intercoastal is consistent with our business model of originating and managing financial both super prime and prime credit assets for our funding partners. And second, it utilizes our proven systems, processes, and strategies of Triad. With that, John, over to you.