EQB Inc.

Welcome to EQB's earnings call for the first quarter of 2025 on Wednesday, February 26, 2025. At this time, you are in your listen-only mode. Later, we will conduct a Q&A session for analysts. Instructions will be provided at that time. It is now my pleasure to turn the call over to Mr. Mike Rizvanovic, Managing Director of Investor Relations for EQB. Thank you. Please go ahead.

Thank you, Ina, and good morning, everyone, and welcome to EQB's Q1 fiscal 2025 earnings call. Your hosts today will be Andrew Moore, President and Chief Executive Officer, and Chadwick Westlake, Chief Financial Officer. Marlene Linarduzzi, EQB's Chief Risk Officer, will also be available for the Q&A portion of this call. For those on the phone lines only, we encourage you to also log on to our webcast to view our presentation, which may be referenced during the prepared remarks. On slide two of our presentation, you'll find EQB's caution regarding forward-looking statements as well as the use of non-IFRS measures. All figures referenced today are on an adjusted basis where applicable unless otherwise noted. And with that, I will turn it over to Andrew.

Good morning, everyone, and thank you, Mike.