EQB Inc.

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Welcome to EQB's earnings call for the first quarter of 2026. This call is being recorded on Thursday, February 26, 2026. At this time, you are in a listen-only mode. Later, we will conduct a question and answer session for analysts. Instructions will be provided at that time. It is now my pleasure to turn the call over to Lamar Persaud, Vice President and Head of Investor Relations. Please go ahead.

Thank you, Marissa, and good morning, everyone. Your hosts for today's Q1 results call are Chadwick Westlake, President and CEO, Annalisa Sinani, CFO, and Marlene Lenarduzzi, CRO. Also present for the Q&A session is Darren Lorimer, Group Head of Commercial Banking. After prepared remarks, we will open the lines for questions from our pre-qualified analysts. For those on the phone lines only, we encourage you to also log into our webcast and view our quarterly presentation, which will be referenced during the prepared remarks. On slide two of our presentation, you will find EQB's caution regarding forward-looking statements, which involves assumptions that have inherent risks and uncertainties. Actual results may differ materially. I would remind listeners that all figures referenced today are on an adjusted basis where applicable unless otherwise noted. With that, I will now turn the call over to Chadwick.