IGM Financial Inc.

Thank you for standing by. This is the conference operator. Welcome to the ITM Financial fourth quarter 2025 analyst call and webcast. As a reminder, all participants are in listen-only mode and the conference is being recorded. After the presentation, there will be an opportunity to ask questions. To join the question queue, you may press star then one on your telephone keypad. Should you need assistance during the conference call, you may signal an operator by pressing star then two. I would now like to turn the conference over to Kyle Martins, Senior Vice President, Corporate Development and Investor Relations. Please go ahead.

Thank you, Rocco. Good morning, everyone, and thank you for joining us.

On the call today, we have James O'Sullivan, President and CEO, IGM Financial, Damon Murchison, President and CEO of IG Wealth Management, Luke Gould, President and CEO of McKenzie Investments, and Keith Water, Executive Vice President and CFO, IGM Financial. Before we get started, I would like to draw your attention to our cautions concerning forward-looking statements on slide three of the presentation. Slides four and five summarize non-IFRS financial measures and other financial measures used in this presentation. On slide six, we provide a list of documents that are available on our website related to iGEM Financial's fourth quarter and fiscal 2025 results. And with that, we'll take us to slide nine, where I'll turn it over to James.