Manulife Financial Corporation

This conference is being recorded.

Cette conférence est enregistrée. Please stand by. Your meeting is about to begin. Please be advised that this conference call is being recorded. Good morning, ladies and gentlemen. Welcome to the Manulife Financial second quarter 2024 financial results conference call. I would like to turn the meeting over to Mr. Han Ko. Please go ahead, Mr. Ko.

Thank you. Welcome to Manulife's earnings conference call to discuss our second quarter and year-to-date 2024 financial and operating results. Our earnings materials, including webcast slides for today's call, are available on the Investor Relations section of our website at Manulife.com. Before we start, please refer to slide two for a caution of poor-looking statements and slide 35 for a note on a non-GAAP and other financial measures used in this presentation. Note that certain material factors assumptions applied in making poor-looking statements and actual results may differ materially from what is stated. Turning to slide four, Roy Gorey, our President and Chief Executive Officer, will begin today's presentation with a highlight of our second quarter and year-to-date 2024 results and a strategic update. Following Roy's remarks, Colin Simpson, our Chief Financial Officer, will discuss the company's financial and operating results in more detail. After their prepared remarks, we'll move to the live Q&A portion of the call. With that, I'd like to turn the call over to Roy Gorey, our President and Chief Executive Officer.