Manulife Financial Corporation

All participants, please continue to stand by. The conference will begin momentarily. Once again, please continue to... This conference is being recorded. Cette conférence est enregistrée.

Please stand by. Your meeting is ready to begin. Please be advised that this conference call is being recorded. Good morning, ladies and gentlemen. Welcome to the Manulife Financial First Quarter 2025 Financial Results Conference Call. I would now like to turn the meeting over to Mr. Honko. Please go ahead, sir.

Thank you. Welcome to Manulife's earnings conference call to discuss our first quarter 2025 financial and operating results. Our earnings materials, including webcast slides for today's call, are available on the Investor Relations section of our website at manulife.com. Before we start, please refer to slide two for a caution on forward-looking statements, and slide 34 for notes on non-GAAP and other financial measures used in this presentation. Please note that certain material factors assumptions are applied in making forward-looking statements, and actual results may differ materially from what is stated. Turning to slide four, we'll be in today's presentation with Roy Gorey, our President and Chief Executive Officer, who will provide a highlight of our first quarter 2025 results and a strict update. Following Roy, Colin Simpson, our Chief Financial Officer, will discuss the company's financial and operating results in more detail. Before we hand it over, back over to Roy for closing remarks. After the prepared remarks, we'll move to the live Q&A portion of the call. Before I pass over to Roy, I would like to take this opportunity to acknowledge that this will be his last earnings call with us as CEO. I would like to thank him for his leadership and transforming many lives during his tenure. With that, I'd like to turn the call over to Roy.