National Bank of Canada

All participants, please continue to stand by. The conference will begin momentarily.

All participants, thank you for standing by. The conference is ready to begin. Good afternoon, ladies and gentlemen, and welcome to National Bank of Canada's first quarter results conference call. I would now like to turn the meeting over to Mrs. Linda Boulanger, Senior Vice President of Investor Relations. Please go ahead, Mrs. Boulanger.

Thank you, operator. Good afternoon, everyone, and welcome to our first quarter presentation. Presenting this afternoon are Laurent Ferreira, President and CEO of the Bank, Marie-Chantal Gingras, Chief Financial Officer, and Bill Bonnell, Chief Risk Officer. Also joining us for the Q&A session are Stéphane Achard and Lucie Blanchet for Personal and Commercial Banking, Martin Gagnon, Head of Wealth Management, Denis Giroir and Etienne Zubek, Co-Heads of Financial Markets, and Justin Parent, Head of International. Before we begin, I refer you to slide two of our presentation providing National Bank's caution regarding forward-looking statements. With that, let me now turn the call over to Laurent.